OpenAI launched ChatGPT Wallet on Friday, enabling its AI agents to complete purchases using American Express, Mastercard, and Visa cards without accessing actual card numbers. The system works through tokenized card details: users save eligible cards, review and approve each order using security checks like fingerprint or Face ID, and card networks generate substitute card details that agents submit through standard checkout systems. The limited rollout targets U.S. ChatGPT Pro subscribers aged 18 or older with eligible U.S.-issued cards. Users retain applicable card rewards and dispute protections.

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