According to BlockBeats, on November 5, the U.S. Department of Labor submitted a proposed rule to the White House allowing alternative assets, including cryptocurrencies, to enter 401(k) retirement plans. The proposal does not restrict which cryptocurrencies can be included and sets no minimum market capitalization threshold, potentially opening the door for altcoins and mid-cap tokens to enter U.S. retirement investment plans.
Industry experts anticipate that crypto ETFs and managed funds will be approved before direct token holdings due to easier integration with existing custody systems. Bitcoin and Ethereum are expected to gain entry first due to established markets and mature investment products. Some crypto investment options may begin rolling out in 2027, with broader adoption likely by 2028.