OpenAI launched ChatGPT Wallet on Friday, allowing its AI agents to complete purchases using American Express, Mastercard, and Visa cards without accessing actual card numbers or involving cryptocurrency. The system uses payment tokens containing substitute card details; after a user approves each transaction via security check such as fingerprint or Face ID, the agent submits the token through existing merchant checkout systems while customers retain card rewards and dispute protections.

The rollout is limited to ChatGPT Pro subscribers aged 18 or older in the United States with eligible U.S.-issued cards. Wallet operates within dots conversations and currently requires user approval for every purchase. The product does not hold crypto balances or cash, distinguishing it from competing stablecoin-based approaches by Coinbase and Circle.

View Source

Disclaimer: This content is for informational purposes only and does not constitute investment advice or encourage the buying or selling of crypto assets. It is intended to provide information about industry developments and is not directly related to the services offered by Gate TR. Although information obtained from third-party sources has been carefully reviewed, Gate TR assumes no responsibility for any errors or omissions. Crypto assets involve high risks and may experience significant price fluctuations. Before making any investment decisions, you should assess your financial situation and risk tolerance, conduct your own research, and make decisions independently.